With respect to the thread-jacking rule, where can we take this discussion? I would not want to deny Mr. Reed the thorough verbal ‘whupping’ he so richly earned and deserves.

First, there is not any linkage between SB330 and increases in rates. If you pay more to get more, that’s OK. The way things are going, doing nothing is going to get you a 30% rate increase.

We both know buying ‘extra insurance’ is usually pretty cheap. I would expect the same actuarial logic to prevail here.

Though the elimination of caps raises SOME risk, I don’t that will lead to a 20% cost increase. Maybe 1%, or some smaller fraction of all claims will approach the cap.

Every bit of legislation has blowback or unintended consequences. As well, the cost of ‘decisions in progress’ is high. What would be YOUR best idea?

So far, the insurance companies, to my knowledge, don’t have access to genetic data. I hope they never do.

Did I mention Ralph Reed did more to harm the GOP than almost anyone I can recall?

There are plently of open threads. There is no need to threadjack.

I’m good with rescission rules, but eliminating any caps on liability will automatically increase the risk to the insurance company, so they will charge more for that risk. They will also hesitate to take anyone with any pre-existing condition or anyone over a certain age who might have bad genes.

Please explain.

SB 330 – which outlaws lifetime and annual benefit caps in insurance plans as well as insurance rescission passed unanimously in the Senate insurance committee. I ask the House to consider this Bill, free of institutional rancor. It is good for Georgia.

As well:

House Bill 1040 allows unlicensed caretakers the ability to perform certain health maintenance activities in the home, such as medicine administration, catheter care, and tube feeding that only a Registered Nurse or Licensed Practical Nurse can currently undertake.

HB 1040 directly addresses the cost curve of providing healthcare, while SB330 provides ALL of us some relief from bankruptcy upon a catastrophic diagnosis.

This is sensible State legislation, without a Federal and unfunded mandate.

Next, let’s see Rep. Hill’s Bill which will help fund the existing State high Risk Pool insurance plan from the Insurance Premium Tax. The High Risk Pool planned is similar to the Idaho Re-Insurance model. This is good stuff.

Finally, Ralph Reed is a busted tool of the first order, and I find the rumor that Rep. Balfour has anything to do with him extremely disconcerting.

Faith and Freedom Coalition is now hiring a Southeast Regional Political Director. Candidate must have substantial campaign experience. Significant travel required. Must have a thorough understanding of “pass-throughs.”

Faith and Freedom Coalition does not discriminate on the basis of race or religion. Convicted sex offenders welcome to apply.

Interested candidates should send a cover letter and resume to:

Robin Vanderwall
Petersburg Federal Correction Complex
Petersburg, Virginia
Robin@censtrat.com

Please don’t run.

Thank you,

Juan, age 9
Marianas Islands

My connections to Reed are not very good, but it looks like the beginning of a campaign to me.