Politicians: Big Brother Is Watching YOU In Particular

Exactly how was Spitzer caught? It had something to do with a PEP List… or the Politically Exposed Persons list. You’ll have to listen to the whole Morning Edition/NPR story all by yourself to get to the serious bank transaction monitoring goodies, but be on the lookout for the part where the person from the bank talks about how politicians in particular, of any flavor, are flagged for extra-special surveillance with the PEP List.

You can see a screen-shot sample PEP List here. Or call and order your own at: 877-922-5757. Literally hundreds of thousands of “politically exposed persons” to choose from! Call now. Operators are standing by. You could very well be on it. And your family too!

One PEP List product gets you this and more. From the Choice Point website:

IntegraScreen PEP provides detailed, up-to-date information on PEPs and their families, friends and close associates. With hundreds of thousands of PEP entities from more than 3,000 sources, this seamless service will help you more quickly and easily identify politically high-risk individuals and associated entities that may be hiding in your current and prospective customer base.

And you think all banking transactions under 10K are simply ignored? Hahahahahahahah. It’s all part of Your Patriot Act!

Any more questions? Just ask Atlanta’s Choice Point. They make the seriously big bucks off of Your Patriot Act.


  1. John Konop says:


    I have been part of the payment processing industry for over 20 years. The patriot act had very little to do with why Spitzer got caught.

    Since I have been in the industry we have always monitored irregular transactions. The reason why is because if it was unauthorized the bank, issuer or processor could be help liable. I am sure you have received calls or know someone who has been verified on an electronic transaction.

    The industry measures losses in basis points not % which maintains the integrity of the system.

    The size of transaction is only one small part of the risk system. If we call a customer and their story does not add up we call the appropriate authority. Any smart bank has been doing this for years.

  2. SpaceyG says:

    Are you a clueless rube only today John, or is this a chronic problem with you? Obviously you took the time to listen to nothing.

  3. John Konop says:


    Did you have drink to much coffee today? My point is simple most of the monitoring you are complaining about via financial transactions was being done way before the Patriot act.

    As far as Spitzer or anyone else if they had done the irregular transactions he did a good bank would of investigated.

    You would be the first person complaining about what a poor job the bank did if it was fraud transactions on your account and we did not catch it. You cannot have it both ways.

    You are quick to complain about issues of identity theft yet if we do something about it you than scream your rights are being abused via the Patriot act.

    I have issues with some of the provisions in the Patriot act. Yet you are naive to think financial transactions monitoring can be done holding hands and singing camp fire songs.

  4. SpaceyG says:

    You know John, if you ever did murder, it would be unlikely that you’d ever get fried in the chair, as supposedly our government doesn’t kill retarded people. (Unless you’re a Governor from Arkansas running for President many moons ago, but I diverge…)

  5. Doug Deal says:


    O’Bama (it’s close to St. Patricks Day) wants to have banks and other financial institutions report financial data back to the government so people only have to sign a completed tax return ever year and not have to do their own taxes, and yet your complaint is about the Patriot Act?

    With his program, there would be little need for a PEP list, as it would only have one entry, “everyone”.

  6. SpaceyG says:

    Just cut out the middle man, eh? Companies like ChoicePoint? Not a bad idea when you think about it, as the Gov (that’s us, FYI) is likely their biggest client anyway. We the taxpayer will save TONS that way… if we’re not spending it all on sex of course.

  7. Doug Deal says:


    Assuming you don’t mind the Feds knowing everything they can about you. I guess Big Brother is okay as long as you he is registered Democrat.

  8. John Konop says:


    Do you think risk based transaction analysis would stop with the Obama idea? Do you not understand that it was not the Patriot act that caused Spitzer to get caught? Do you understand he made large irregular transaction out of his bank account and when asked about it from the bank he gave a very strange answer? Do you think the bank should have done nothing in this situation? Do you understand before the Patriot act a bank should have reported anyone in this situation via risk?

  9. SpaceyG says:

    The Patriot Act allows for transactions under 10K to be recorded or monitored, or whatever the banks do to report their findings to law enforcement. It loosens up just about everything really. (Listen to the NPR story where a genuine journalist reports on this fact.)

    If you take the time to actually READ the post and LISTEN to the report it refers back to, you will find no place where I say the Patriot Act itself caused Spitzer hizself to get caught, although that is a point that could be argued as well, but I’m no lawyer, nor do I have the slightest desire to be one.

    The P. Act does however allow careful monitoring of even our tiniest, most mundane behaviors, such as a $4.00 withdrawal for the breakfast that the reporter, Adam Davidson, talks about in his NPR report I link to. And there’s big bucks to be made in watching over our every move.

    So diddle away all you true Patriots! You have nothing to fear if it’s perfectly legal diddling you are doing. But you ARE being monitored in new and improved ways because of the Patriot Act. No one can dispute that.

    Wave that flag high. No, higher. Whoever makes the most $$$ off of YOUR diddling wins. This is America after all.

  10. John Konop says:


    What I am trying to educate you on is we do monitor transaction of all sizes prior to the patriot act. I know of companies that have gotten killed on small unusual transactions. I am not going educate on how the fraud is perpetuated but trust me size is only one small variable that is look at via risk

    I will tell you the reason gas station require zip code at non signature transactions at the gas pump is due to fraud. I could come up with numerous examples of checks that are done for all size transactions.

  11. Doug Deal says:


    I think Space Case forgets about something called the War On Drugs. She might want to rtefer to this website on “Know Your Customer” regulations favored by her buddy Bill Clinton.

Comments are closed.