Calvin Hill (R-Canton) has it wrong. He wants consumers to have to pay credit reporting agencies $10.00 to freeze their credit reports if they are afraid of identity theft.
First, if you look at whose identity usually gets stolen, it’s people of lesser incomes, not the wealthy. That’s just a fact. Thieves go after those less likely to be able to have the resources to stop them.
Second, not one person uses a credit reporting agency by choice. We’re forced to use them. We cannot avoid using them. So why should we have to pay *them* money to protect us when I bet you none of us want to have to use them anyway.
Third, why should we have to shell out money of any amount to a credit reporting agency when we’ve been the victim of a crime? Seriously? Rep. Hill, this in and of itself is completely unfair to consumers.
We did not ask to have our identities stolen and we did not ask use the credit reporting agency. And yet you think it is fair for the victims of what is really a terrible, terrible crime should have to shell out money after the crime to protect themselves?
Yep, just another issue I would expect the Democrats to, justly, exploit in the 2008 elections.