This is not necessarily good news; however, having been in the legal practice in this area for over five years, I do think Georgia tends to have lower rates and charges because of our creditor friendly policies.
Take, for example, Florida where a person in bankruptcy gets to keep their house. Or New York, where it is a major pain in the butt for a bank to foreclose. Those states generally have higher costs associated with buying a house.
Technorati Tags: bankruptcy